Latest Articles

What Does It Mean to Be Your Own Bank? (And Why It’s Time We Learned What the Banks Know)

Growing up Latina, many of us were taught one thing: put your money in the bank. It’s “safe,” it’s “smart,”

The Evolution of Life Insurance

(When to Use This: For clients who are highly technical, overly skeptical, or feel they “know more” about life insurance.

The “Three Circles” Strategy (That Actually Has Four): A Smarter Way to Save for Your Future

You’ve probably heard of saving through a bank, maybe even investing in the stock market or your 401(k). But what

Get a GRIP on Your Retirement: The Power of Fixed Indexed Annuities

Are you watching your hard-earned money slip through your fingers? If your savings are tied up in a 401(k), an

The Truth About 401(k)s: What They Don’t Tell You

When I sit down with clients to talk about retirement, the 401(k) always comes up. It’s the most common savings

The 3 Rules of Money Everyone Should Know

Wouldn’t you agree that in order to be good at something, you first need to understand how it works? Let

Understanding the Fundamentals of Finance Starts at Home

When I first started learning about money, I didn’t have a manual—just my family, my struggles, and a lot of

From Survival to Stability: Why I Chose to Fight for Financial Freedom in the Valley

Growing up in the Rio Grande Valley, I saw firsthand how hard-working families still struggled to stay afloat—not from lack

Kimberly Cepeda is the heart and voice behind Vidanza Financial Group’s coaching and blogging platform.
With a strong passion for growth and financial empowerment, she combines real-world experience with a deep commitment to helping others succeed. Her insights drive our programs, offering guidance rooted in both knowledge and purpose.

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